About us

We’ve got you covered

Lidwala Insurance is an innovative, alternative risk solution provider that offers revolutionary products and services to residents in the Kingdom of Eswatini. Our clients can select from a range of personal and commercial short-term insurance products that have been designed specifically for the unique needs of Eswatini.

What makes us different?

Motor Insurance


3rd party fire & theft

3rd party only

Excess buy back

Home Plan Insurance

Home Owners (buildings)

Home contents

Travel cover for your luggage, medical emergencies and more.

Agriculture Insurance

Broilers Cover

Layers Cover

Livestock Cover

Crop Cover

We lead our industry, we don’t follow

We understand your unique needs and we deliver products to support them. Lidwala was the first insurer in Eswatini to insure imported vehicles, homes built on non-title deed land (popularly known as Swazi Nation Land (SNL) and we introduced our innovative Alternative Risk Transfer Solutions (ART) to the people of Eswatini.

We offer industry-specific commercial cover

Whether you’re in Construction & Engineering, Forestry & Agriculture or Manufacturing, we have a product that suits your specific commercial needs. Our products have been positively impacting Eswatini’s industries for over a decade.

We’re A+ players

To date, Lidwala is the only insurance company in Eswatini to be awarded the prestigious GCR credit rating, having obtained a merit grading of A+.

We’ll support your business, big or small

Our variety of commercial insurance products are suitable for all business, from small and medium enterprises to large companies. Each policy is crafted in a way that will suit the needs of each organization irrespective of which industry or sector it falls within.


Personal insurance

  • Motor
  • Home Plan
  • Travel
  • Poultry
  • Crop
  • Livestock
  • Marine Small Craft

Commercial insurance

  • Agriculture
  • Bonds and Guarantees
  • Commercial Engineering


The most comprehensive Motor Insurance

Its a new year and we all have new goals! If buying a new car is on your list, get the most comprehensive motor insurance that offers real benefits like …

Extend your Home Insurance to cover your family

Your house is not just a building to your loved one, it is a sanctuary, a place to explore and a home! From the 1st January 2022 you can now …

Our Excess Buy Back Cover is the best solution

Excess is a tricky thing and may be frustrating when you don’t quiet understand what its about! In today’s Motoring in the Times of Eswatini, we unpack various types of …


Our details

(+268) 2508 5600
(+268) 2404 9932/33



We’d love to discuss your personal and commercial short-term insurance needs. Give us a call, email us or fill in the form and we’ll get back to you as soon as we can.